Roth vs. Pre‑Tax 401(k) in Your 50s & 60s: How to Maximize Retirement Income
In this episode, Matt tackles one of the biggest tax decisions that retirees face: Roth or pre-tax?
February 19, 2026
Welcome to Smart Money Questions! Our site features a plethora of podcasts, videos and articles to help you learn about finances, investments, retirement planning and more.
Your host is Matt Hausman, the founder of Old Security Trust Corp. and Old Security Group, a Registered Investment Advisory Firm. Matt specializes in helping clients recognize where they are unknowingly and unnecessarily transferring away their wealth.
This website will teach you all about IRAs, 401(k)s, Social Security, Life Insurance, planning strategies, and how to make better financial decisions.
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PODCASTS, VIDEOS & ARTICLES
Smart Investment Moves Heading Into 2026
A new year brings no shortage of market opinions and plenty of noise. Matt shares a grounded perspective on how to think about investing as 2026 takes shape, with an emphasis on preparation over prediction. This episode covers several long-term
January 29, 2026
Personal Estate Planning Stories: What Your Heirs Will Actually Face
In this episode, discover the hidden roadblocks that can derail even the most carefully planned estates.
December 18, 2025
ABOUT MATT HAUSMAN
Who Is Matt?
Matt Hausman is the founder of Old Security Trust Corp. and Old Security Group, a Registered Investment Advisory Firm. Matt began helping small business owners and individuals in the early 1990s with insurance and investment planning. Due to the confines of working for large institutions, Matt founded Old Security Group, an Independent Registered Investment Advisory Firm to legally and ethically act in a fiduciary capacity providing unbiased advice to both small business owners and individuals.
Who Does Matt Help?
Matt specializes in helping clients recognize where they are unknowingly and unnecessarily transferring away their wealth. His experience has been in Lending, Cash Flow Management, Investments, Insurance and Real Estate. This experience allows Matt to provide holistic advice to his clients. Matt has been asked to speak to various groups on topics ranging from Advanced Business Strategies to individual retirement and asset protection strategies.
Why Is Matt Qualified To Help?
Matt holds a SEC Series 65 License and Life, Health and Title Insurance licenses in multiple states. He is also a member in good standing with the National Ethics Association.
We take a personal approach and offer a high level of service paired with years of experience, comprehensive resources and support, objective and in-depth knowledge. Through our dedication to service, Old Security Group creates value for our clients resulting in innovative retirement solutions that cater to their individal needs, goals and vision.
If you would like to have a conversation about your retirement strategy, please contact us online or call our office at 610-719-3003. We have an office in West Chester and can schedule a time that’s convenient for you. There’s absolutely no cost or obligation.
GOT A SMART MONEY QUESTION?
Do you have a question that we haven’t covered yet? Just leave me a message and your question just might be on my next podcast!
Why Ask A Question?
Although everyone’s situation is different, your question might help hundreds of other people who are in the same boat. Don’t be afraid of the answers, be afraid of not asking the question!
What Do You Get?
The clearest answer I can give on how to address your retirement question and links to resources that may help you.
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SCHEDULE A TIME TO MEET
It’s fast and easy to make an appointment with Matt. You can start with a 30-minute conference call or meet in-person at the office in Malvern, PA.